Past two years, completely missed a payment/been at least two months late in pay

Yes, consulted a debt consolidation firm

Past two years, consulted a debt consolidation or credit-counseling firm

Denied loan/credit card due to low credit rating
Denied loan/credit card reasons other than low credit rating
Not denied loan/credit card

Past two years, been denied for a loan or credit card due to your credit rating

Declared bankruptcy/filed for bankruptcy alternative alone
Declared bankruptcy/filed for bankruptcy alternative jointly with spouse/partner
Never declared bankruptcy/filed for bankruptcy alternative

Ever declared (filed for) bankruptcy, or a bankruptcy alternative jointly or alo

Currently have a checking or savings account at a bank or credit union

Currently hold or make payments on any student loans in your name

Hold a student loan, not making payments
Previously held a student loan, paid in full
Never held or made payments on a student loan

How often do you pay the entire or full monthly balance on all of your credit ca

While growing up, before your 18th birthday: frequently experienced verbal insul

While growing up, before your 18th birthday: ever injured or bruised from physic

While growing up, before your 18th birthday: experienced inappropriate sexual ad

While growing up, before your 18th birthday: ever witnessed your mother or stepm

While growing up, before your 18th birthday: part of a household where someone a

While growing up, before your 18th birthday: part of a household where someone w

While growing up, before your 18th birthday: your parents separated or divorced

While growing up, before your 18th birthday: rate your level of stress of your c

I have family and friends who help me feel safe, secure and happy

Diagnosed with high blood pressure as an adult

Diagnosed with  irritable bowel syndrome/Crohn's disease as an adult

Diagnosed with chronic fatigue syndrome/ fibromyalgia as an adult

Diagnosed with anxiety disorder as an adult

Diagnosed with MDD (major depressive disorder) as an adult